Pledge: Manage my finances

Pledging to manage finances better will affect your financial and psychological wellbeing. A large amount of personal worry and sleepless nights are related to personal finances. The information on these pages cannot take the role of a financial advisor or specialist debt manager however we can help by providing simple information that may help you to understand and manage your personal finances.


Make a pledge

Getting started

Want to challenge yourself?    Need a structured plan?    Want a screen-free, technology-free programme?

We have detailed a few options that you may wish to try:

Financial Supports

Effectively managing your finances can be difficult.

Take a look at the financial support available to you.

Click below to read more

NHS Discounts & Healthcare Staff Benefits

Film-buffs, fashion-lovers or gig-goers, Health Service Discounts has something for everyone. 

You deserve a little something back!

NHS telephone support line

NHS people can call this support line, provided by the MoneyHelper Service, for free and impartial money guidance.

Monday to Friday, 8am to 6pm.

Call: 0800 448 0826

Supporting Our NHS People - Helping you look after your financial wellbeing

Click the image below to view more information/support

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Budget Planner

Our free Budget Planner puts you in control of your household spending and analyses your results to help you take control of your money. It’s already helped hundreds of thousands of people.

Eating well for less

Bite-Sized Learning

Learn the basics of financial wellbeing in less than 10 mins…

What does financial wellbeing mean?

Financial wellbeing is how people feel about the control they have over their financial future – and their relationship with money. It’s about focusing on the things that make their life enjoyable and meaningful both now and in retirement.

Take control of your spending

Your behaviour has a lot to do with whether or not you manage your finances well. By addressing your spending behaviour to find out where you waste the most money, you can learn to become a better spender and free up more cash to save or buy the things that matter.

Top tips

  • Stick to your budget
  • The best way to budget is to withdraw a fixed amount of cash at the beginning of the week. As you spend, you see the amount going down in your purse or wallet, so you are less likely to fritter it away on magazines, coffees and takeaways.
  • Many people buy things and then worry about how they will pay for them. This habit needs to be broken. Decide what you want and how much you intend to spend, and stick to that limit.
  • When you plan to travel, always book in advance if you can, because long-haul flights and train tickets are significantly cheaper the earlier you book.

To improve your financial wellbeing:

  • Complete a financial health check – what’s going out and what’s coming in.
  • Create a weekly/monthly budget
  • Take a look at the finance calculator and tools on this page
  • Keep within your budget each day
  • Keep credit cards under control
  • Review regular spend items – insurances/licences
  • Make plans for the future
  • Plan savings/investments with support a qualified financial advisor
  • Don’t take on more than you can afford

Useful links:

Talk to someone qualified about your finances – see the number and links below:

  • FSA advice line 0300 500 5000
  • Free impartial debt advice – Debt Advice Foundation – – 0800 043 4050
  • Use our Digital Advice Tool to get instant, tailored advice – National Debtline


Take a look at the articles below…

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